Disclosures & Terms

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

This blog is not written by a financial professional. The contents contained here are meant to provoke thought and insinuate discussion. I am not responsible for any actions that you may take. All questions regarding your personal finances should be directed to your financial planner or accountant.

Guest Bloggers:
From time to time, Finance In The City will have guest bloggers to contribute to the site. We do not restrict the content of our guest bloggers nor do we suppress their thoughts. The views and opinions of our guest bloggers are their own and may not also differ than those of Finance In The City’s.

Privacy Policy:
Finance In The City and our advertisers may use cookies to store preferences, collect information and track behavior to provide a better user experience. This is no difference than most other sites on the internet.

Terms and Conditions of Use:

1. Terms
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License
a. Permission is granted to temporarily download one copy of the materials
(information or software) on FinanceInTheCity.com’s web site for personal,
non-commercial transitory viewing only. This is the grant of a license,
not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. attempt to decompile or reverse engineer any software contained on FinanceInTheCity.com’s web site;
iv. remove any copyright or other proprietary notations from the materials; or
v. transfer the materials to another person or “mirror” the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by FinanceInTheCity.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer
a. The materials on FinanceInTheCity.com’s web site are provided “as is”. FinanceInTheCity.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, FinanceInTheCity.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall FinanceInTheCity.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on FinanceInTheCity.com’s Internet site, even if FinanceInTheCity.com or a FinanceInTheCity.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on FinanceInTheCity.com’s web site could include technical, typographical, or photographic errors. FinanceInTheCity.com does not warrant that any of the materials on its web site are accurate, complete, or current. FinanceInTheCity.com may make changes to the materials contained on its web site at any time without notice. FinanceInTheCity.com does not, however, make any commitment to update the materials.

6. Links
FinanceInTheCity.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by FinanceInTheCity.com of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications
FinanceInTheCity.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
Any claim relating to FinanceInTheCity.com’s web site shall be governed by the laws of the State of California without regard to its conflict of law provisions.

9. Use Of Pictures
You may not use the pictures taken by FinanceInTheCity.com without permission and a credit link back to FinanceInTheCity.com.

10. Legal Age
You may not use the Services and may not accept the Terms if 1) you are not of legal age to form a binding contract with FinanceInTheCity.com, or 2) you are a person barred from receiving the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services.

General Terms and Conditions applicable to Use of a Web Site